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Monthly Archives: December 2014

Pension freedom


The most radical reforms this century In Budget 2014, Chancellor George Osborne promised greater pension freedom from April next year. People will be able to access as much or as little of their defined contribution pension as they want and … Continue reading

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Offsetting the negative effects of inflation


Why more people are retaining exposure to stocks and shares New research[1] suggests that UK adults are planning to use equity investments to help them outstrip inflation and manage the rising cost of living. Over half (53%) of UK adults … Continue reading

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State Pension changes on the horizon


Over half of the UK population are unaware of government plans Over half of the UK population are unaware of government plans to reform the State Pension and the impact that will have on them, according to recent research[1]. Among … Continue reading

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Pension tax charge abolished sooner rather than later


New rules will simplify the existing regime from April 2015 The Chancellor, George Osborne, has brought forward the expected announcement on the tax charge that applies to certain individuals’ pensions on their death. The new rules will simplify the existing … Continue reading

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New intestacy rules aim to make things simpler and clearer


Why the consequences could be far-reaching for you and your loved ones Significant changes to existing intestacy rules came into force on 1 October 2014 in England and Wales, with the aim of making things simpler and clearer. The consequences … Continue reading

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