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Monthly Archives: April 2015

Pensions freedom


Your questions answered Most people now have more options when it comes to their retirement choices. But generally they’ll still want their pension income to last their lifetime – so careful planning is a must.

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Nation of savers


Year-on-year rise in the number of long-term savers The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed.

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Trust in your future


Exposure to a range of assets through a single investment In performance terms, the attraction of investment trusts is consistently evident. They allow you to pool your money with that of other investors to get exposure to a range of … Continue reading

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‘Shot in the arm’ for oil consuming economies


Positive impact on earnings, and a small positive impact on dividends Despite the so far rather negative response of equity markets, the oil price falls could be seen as a ‘shot in the arm’ for oil consuming economies, with many … Continue reading

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Getting more savvy about saving and spending


Sorting out our finances is high on our list of priorities in 2015 The British population is determined to get more savvy about their saving and spending habits in 2015, with three quarters (76%) of adults admitting they are prepared … Continue reading

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Changing financial roles


Almost 1 in 5 women are now the main household breadwinner Nearly one in five (17%) of women claim to be the main breadwinner in their relationship, according to new research commissioned by Scottish Widows to mark its 200th anniversary.

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What’s your magic number?


The picture of retirement income in the UK is not as bleak as some would like us to think A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows … Continue reading

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Hedging against downside risk


Divergent monetary policies and growth trends could be key themes of 2015 The return of volatility – as valuations and investor complacency remain elevated – will make it vital for investors to consider hedging against downside risk and cut back … Continue reading

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