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Monthly Archives: July 2015

July Budget 2015: Inheritance Tax


New main residence transferable nil-rate band From April 2017, the Chancellor, George Osborne, announced there will be a new main residence transferable nil-rate band (family home allowance) that will apply when a main residence is passed on to a direct … Continue reading

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Investment goals


How to save for a rainy day and plan for a comfortable retirement Reaching wealth goals and achieving personal ambitions are major objectives of the financial planning process. In order to make plans for the future, you need to know … Continue reading

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Passing on your pension savings


It’s never been more important to plan who you’d like to inherit it Your pension is your life savings you’ve built up to give you the retirement you want. Since new pension rules came into effect from 6 April this … Continue reading

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Generation Y


More than one in ten would use parents’ pension on mortgage deposit More than one in ten (12%) 20-35-year-olds are prepared to ask their parents to access pension savings to help pay for a mortgage deposit, research from Old Mutual … Continue reading

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Pension earmarking orders


Divorcees may need to take action to protect benefits following pension reforms An unintended consequence of the pension reforms is that any divorcee with a pension earmarking order may need to act fast to protect their benefits. Any earmarking order … Continue reading

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Compulsory financial advice


Two thirds of people aged 55 and over believe financial advice should be compulsory at retirement Two thirds (65%) of people aged 55 and over who are not yet retired believe that it should be compulsory to receive financial advice … Continue reading

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Changing work patterns


Over-50s retrain for later life retirement funding Nearly two thirds of over-50s workers would consider retraining so they could work longer in retirement, research from MetLife[1] shows.

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Ten tips to make the most of pension freedoms


Planning for retirement in the new pensions landscape The new pension savings market offers much more flexibility and choice post–6 April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new … Continue reading

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Nation of savers


Focusing on the long term for a more secure future The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed.

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