facebook   twitter   linkedin

Cookie Policy   |   Privacy Policy   |   Disclaimer   |   Complaints

Monthly Archives: September 2015

Is cash really king?


Retirees exploit new pension freedoms Since 6 April this year, anyone aged 55 or over could – in theory – empty their money purchase pension funds entirely, although any withdrawals will be treated as income and taxed as such. Nine … Continue reading

Posted in Retirement | Tagged , , , , , , | Leave a comment



Suits you sir!


Over-50s changing the way they work in later life If you are approaching your 50s, you may be considering your retirement options. Perhaps you want to work flexible hours and work when it suits you; you might want to be … Continue reading

Posted in Retirement | Tagged , , , , , , , , , , , , | Leave a comment



The critical factor


Would a tax-free ‘lump sum’ help if you became seriously ill? Most home buyers purchase life assurance when they arrange a mortgage, but many overlook another form of financial protection that they are potentially more likely to need prior to … Continue reading

Posted in Protection | Tagged , , , , , | Leave a comment



Pensioner scams


Financial fraudsters using reforms to target retirees Changes to the pension rules are creating new opportunities for scams. Be cautious of anyone approaching you with advice on how to invest your pension. Almost one in ten pensioners has been targeted by … Continue reading

Posted in Retirement | Tagged , , , , , , , | Leave a comment



Pension planning apathy


More than ten million pots are being left largely unmonitored Individuals are living longer, meaning that savings have to fund a longer period of retirement. However, there has been a well-documented decline in pensions saving over time. Many people do … Continue reading

Posted in Retirement | Tagged , , , , , , | Leave a comment



Taxing times


Reduction in the amount those with income of more than £150,000 can contribute tax-free to pensions each year A gradual reduction in the tax-free limit on pension contributions from the current £40,000 a year to £10,000 for high income individuals … Continue reading

Posted in Retirement | Tagged , , , , , , , , , , | Leave a comment



Banking on an inheritance


One in three Britons rely on a cash windfall to fund their retirement plans Anticipated inheritances often don’t materialise. But one in three working Britons (35%) are still relying on an inheritance in order to achieve a stable financial future. … Continue reading

Posted in Inheritance Tax | Tagged , , , | Leave a comment