facebook   twitter   linkedin

Cookie Policy   |   Privacy Policy   |   Disclaimer   |   Complaints

Monthly Archives: February 2016

Income protection


Research highlights existing gap between awareness and prioritisation Having a clear understanding of your protection requirements and the importance of getting the right professional financial advice are essential, and they will be of increasing significance from April when working age … Continue reading

Posted in Protection | Tagged , , , , , , , | Leave a comment



Retirement


Consolidating pensions Most people, during their career, accumulate a number of different pension plans. Keeping your pension savings in a number of different plans may result in lost investment opportunities and unnecessary exposure to risk. However, not all consolidation of … Continue reading

Posted in Retirement | Tagged , , , , , | Leave a comment



Smoothing out market highs and lows


Time-tested method for controlling risk over time It’s natural to be looking for ways to smooth out your portfolio’s returns. Investing regularly can smooth out market highs and lows over time. In a fluctuating market, a strategy known as ‘pound-cost … Continue reading

Posted in Investment | Tagged , , , , , , | Leave a comment



Inheritance Tax


Getting to grip with the numbers £325,000 The first £325,000 value of your estate is called the ‘Nil Rate Band’ because, although it is taxable to Inheritance Tax (IHT), it is taxed at 0% (tax year 2015/16).

Posted in Inheritance Tax | Tagged , , , , | Leave a comment



10 steps to a brighter retirement


Concerned about the financial aspects of retirement planning? With all the talk and concern about dwindling retirement funds and our shaky economy, many retirees and soon-to-be-retired boomers are concerned about the financial aspects of retirement planning. These are 10 steps to give you … Continue reading

Posted in Retirement | Tagged , , , , , , , , | Leave a comment



Reasons for investing


Taking a long-term view to wealth creation Stock markets can be unpredictable. They move frequently – and sometimes sharply – in both directions. It is important to take a long-term view (typically ten years or more) and remember your reasons … Continue reading

Posted in Investment | Tagged , , , , , , , , , , , , | Leave a comment



Investment opportunities


Building a consistent, long-term and well-diversified investment strategy To make the most of your investment opportunities, allow your lifestyle and not stock market fluctuations to dictate your investment approach. Your goals are what count, so keep them firmly in mind … Continue reading

Posted in Investment | Tagged , , , , , , | Leave a comment






Buy-to-let and second homes


Higher stamp duty payable from April 2016 Buy-to-let landlords and people buying second homes from April this year will have to pay a 3% surcharge on the stamp duty charged for the property.

Posted in Property | Tagged , , , , , , | Leave a comment