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Tag Archives: Clifton Business Consultancy

State Pension age rise brought forward


Finding a balance between funding and being fair on future generations of taxpayers Will you be one of the millions of workers that will have to work an extra year before retiring after the Government announced that it would be … Continue reading

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Investing for income


How certain innate behavioural traits influence our decision-making With historic ultra-low interest rates on savings, many investors over the past decade have turned to income-paying funds as an alternative to cash-based savings. Changing life plans and priorities mean we now … Continue reading

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Reviewing your needs and goals


Take the time to think about what you really want from your investments It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals, and your appetite for risk … Continue reading

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Brexit triggers saving


Current affairs have a significant impact on how people feel about the economy People who feel pessimistic about the UK economy or their own personal finances are more likely to plan to save more over the next 12 months to … Continue reading

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Working 9 to 5


Almost three quarters of employees expect to work beyond the traditional retirement age The proportion of UK employees who say they will work beyond the age of 65 is at an all-time high. The findings from Canada Life identified that … Continue reading

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Pensions revolution


Awareness and understanding amongst the public still remains low 6 April 2017 marked the anniversary of both the new State Pension and the new pension freedoms. These major overhauls have revolutionised the UK pensions landscape, but research from Aviva[1] suggests … Continue reading

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Dreaming of an early retirement


When you quit the rate race, will you really have the time of your life? We all know that we need to save money for our retirement, but knowing it and doing something about it are very different things!

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Investment wise


Learning from the past and understanding the present The key to successful investing isn’t predicting the future, its learning from the past and understanding the present.

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Currency fluctuations


Reducing the sudden ups and downs of investment over the long term The summer months are usually the only time when we think about different currencies and their values as we consider what money to take on our holidays. Where … Continue reading

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Retirement choices


How much time do you spend planning for retirement? The 2015 pension freedoms gave us greater flexibility over our retirement options, but the reforms have also made retirement choices much more complex. This means we need to start thinking about … Continue reading

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