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Tag Archives: Individual Savings Accounts

Currency fluctuations


Reducing the sudden ups and downs of investment over the long term The summer months are usually the only time when we think about different currencies and their values as we consider what money to take on our holidays. Where … Continue reading

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Election 2017


Why investors need to keep focused on long-term financial goals Prime Minister Theresa May’s announcement that she would call for a snap UK general election on 8 June 2017 surprised many people. After weeks of campaigning, there was no outright … Continue reading

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Savers ‘banking on ISAs’


Weighing up the tax-efficiency versus flexibility More than one in three retirement savers[1] are planning to rely on Individual Savings Accounts (ISAs) for the majority of their retirement income.

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Looking ahead to your retirement years


Making sure you can sustain the level of income you need From stopping work altogether to a slow and gradual reduction of commitments – retirement means different things to different people. Making sure you can sustain the level of income … Continue reading

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Savvy investors


Time to get wrapped up? How to shelter income and capital gains For long-term investors, Individual Savings Accounts (ISAs) are a very tax-efficient wrapper that can hold cash savings as well as investments in stocks and shares. Savvy investors are … Continue reading

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Tax-efficient investments


Options to minimise how much tax you pay By understanding which investments are the most tax-efficient, you can make the most of your options to minimise how much tax you pay. As well as deciding what to invest in, you … Continue reading

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Investing for success


Achieving your goals by weighing the potential risks alongside the prospective returns Successful investing involves making choices that meet your unique needs today and your financial goals for the future. A well-defined investment strategy is one of the cornerstones of … Continue reading

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Let’s make it a date


Key financial dates to put in your diary this year The remainder of 2016 is certainly going to be a busy one, with April seeing a raft of changes announced previously – affecting pensions and savings – coming into effect.

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Realising life-long ambitions


You now have more options than ever before to help you find a solution For many people, retirement now represents an opportunity to realise life-long ambitions, pursue new passions or help family members with their income needs. Since pension freedoms, … Continue reading

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Investing


Six principles to consider Successful investing involves making choices that meet your unique needs today and your financial goals for the future. Your personal circumstances will affect your decisions every step of the way. Whether you are saving for a … Continue reading

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